Approximately every 39 seconds, someone in the U.S. has a heart attack.1 And someone is diagnosed with cancer every 3 minutes.2 If you are being treated for such critical illness, shouldn’t your primary focus be on getting well—not worrying about how to pay for your care?
Critical Illness Insurance can help you by paying a lump sum benefit to help cover your daily living expenses such as grocery bills, mortgage payments, transportation costs or pay for your out-of-pocket medical costs, including deductibles, copays, and cost-shares.
You, your spouse, and eligible children qualify for this coverage.
Thanks to your employer’s group rates, you could pay less for this insurance than you would for individual insurance you’d find on your own.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Who is the provider?
How can this help me?
The plan pays cash benefits directly to you, unless otherwise assigned. This means that you will have added financial resources to help with medical costs or ongoing living expenses. Allstate critical illness insurance plans are designed to provide you with cash benefits, such as the following:
When can I enroll?
What if my employment status changes?
What serious illnesses and diseases am I covered for?
Will my rates increase as I get older or if I file a claim?