Medical

Medical  

Overview

To support your health and financial wellness, Masonite provides valuable benefits that help you and your family stay healthy and pay for care in the event of illness or injury.

 

2021 medical plans

Masonite offers you a choice of medical plans with a range of coverage levels and costs, so you have the flexibility to select the option that’s best for you.

We encourage you to take a consumer approach when reviewing your three medical plan options, carefully comparing the features and costs, before making the best choice for you and your family.

 

Plan Description
Basic Health Savings Account Plan A plan that puts you in charge of your spending through lower premiums, higher deductibles, and a tax-free Health Savings Account (HSA) (with contributions from Masonite) that you own for life.
Health Savings Account Plus Plan
A plan with all the same advantages of the Basic HSA Plan, plus higher company contributions to your HSA and reduced out-of-pocket responsibility through a lower deductible, but higher premiums.
PPO Plan
A plan that offers greater predictability of costs through copays for doctor’s visits and prescriptions, along with a low deductible and higher premiums.
Compare the plans

 

Key features

All our medical plans offer:

  • Choice of providers, including the flexibility to see any physician you choose, either in or out of the plan’s network. However, keep in mind that in-network physicians have agreed to a set rate for services. If you use an in-network provider, your out-of-pocket costs will be considerably lower. If you use an out-of-network provider, you’ll pay a higher deductible and a higher percentage of the fees for services.
  • Comprehensive, affordable coverage for a wide range of health care services. Tip: If you’d like extra protection from large or unexpected medical expenses, you may want to consider one or more supplemental insurance policies through Allstate. These plans don’t cost much and can help cover expenses due to accidents, hospitalizations, and critical illnesses.
  • Free in-network preventive care, with services such as annual physicals, recommended immunizations, and routine cancer screenings covered at 100%. See more covered preventive services.
  • Telemedicine services through LiveHealth Online that connect you with a health care provider by phone or secure video for non-emergency health care concerns at a lower cost than an office visit.
  • Prescription drug coverage provided by OptumRx, automatically included with every medical plan.
  • Financial protection through annual out-of-pocket maximums that limit the amount you’ll pay each year.