Supplemental Life and AD&D

You can purchase additional life and AD&D insurance for yourself, as well as coverage for your spouse/domestic partner and your child(ren). You pay the full cost of any supplemental life insurance and/or supplemental AD&D insurance coverage. You must purchase coverage for yourself in order to purchase it for your dependents.

• Supplemental employee life and AD&D – You may elect the following coverage:
  • Supplemental employee life — $10,000 to $500,000, in increments of $10,000
  • Supplemental employee AD&D — $10,000 to $600,000, in increments of $10,000
  • Guaranteed issue amount for both life and AD&D is $300,000; electing coverage above the guaranteed issue amount will require Evidence of Insurability

• Spouse/domestic partner life and AD&D – You may purchase:
  • Life and/or AD&D insurance for your spouse or domestic partner in $10,000 increments, up to $250,000 (not to exceed 100% of your supplemental employee coverage amount)
  • Guaranteed issue amount for both life and AD&D is $50,000; electing coverage above the guaranteed issue amount will require Evidence of Insurability

• Child life insurance – You may purchase life and/or AD&D insurance for your child(ren). Coverage for children from birth to six months is $1,000. Coverage for children age six months to 19 years or to age 26 if a full-time student in $1,000 increments, up to $10,000 (coverage for children from birth to six months is $1,000)